ABOUT JTL

We stand out as a leading mortgage team with strong ties to top mortgage banks across the nation.

Our expertise in the mortgage industry combined with their dedication to delivering exceptional client experiences sets us apart as a boutique mortgage team.

Each client's financial situation is unique, which is why we take a personalized approach to every mortgage loan we originate.

Our team of experienced professionals work closely with our clients to find the best loan options and to guide them through a seamless and stress-free process.

Working With the Best Clients and Partners

And many more...

Our Heart Collection

Joel Torres

"My Loan Officer Javan Carbonero, It's a blessing to know him. He took the time to walk me through the process step by step highly recommend that if you are trying to buy or just refinance."

Humberto Bustamante

"Javan is the consummate professional. He's always in communication and is very good at letting you know the process. Before working with him, I worked with another company and he exceeded all expectations and came through as he said he would!!"

Abel Gutierrez

"I've bought and sold several homes in my history over the last decade or so and by far Javan has been THE most responsive and most of all, caring, when it comes to how he handled my loan and resolving some credit history. Javan has my business and highest recommendation."